Your Journey to Success, Fulfillment, and Lasting Prosperity Begins Here

The Prosperity Pathways program is based on the belief that personal development is the key to unlocking your true potential and achieving a life of prosperity, success, and happiness.

Our comprehensive personal development program is designed to provide you with the tools, knowledge, and support you need to thrive in all areas of your life—business, personal, and beyond.

This program includes 12 months of access to the following:  

• Wealth Wisdom Protect Yourself, Your Family & Your ASSets Program (value $3,800)
• Personal Development & Small Business Courses (32 plus, beginning with Wealth Wisdom-Protect Yourself, Your Family & Your Assets  (value $32,000+)
• 3 times a month Masterclass & Q&A Sessions (value-priceless)
  *Your Prosperity Pathways Community
• We look forward to seeing you in our group! 

COURSE & COACHING PROGRAM TERMS & CONDITIONS

This Coaching Agreement is between Pilot Fish Personal & Professional Development, LLC /Ann Babiarz and Associates LLC (hereafter "coach") and you (hereafter "you" or "client").

The service offered you is coaching and personal development courses.

 These courses are not to be used as a substitute for professional advice by legal, mental health, medical or other qualified professionals and, if needed, you agree to seek independent professional guidance for such matters.  You, as the client,  are responsible for creating and implementing your own financial, business, physical, mental, and emotional well-being, decisions, choices, actions and results. As such, you agree that the coach is not and will not be liable for any actions or inaction, or for any direct or indirect result of any services provided. 

If you are currently under the care of a mental health professional, the coach recommends that you inform the mental health care provider of the coaching relationship. 

Private Client Access:

Everything you will be using in this coaching experience (tools, forms, schedules, documents, resources, and call recordings) is housed conveniently on a secure and confidential “Private Client Website." Upon enrolling for the coaching, you were given a unique username and password.  At your convenience you may access this “Private Client Website” area to access, review and/or update the tools, documents, resources that you will be using through your coaching.  
 
The Private Client Website provides you with specific tools to support you in your coaching sessions so you can leverage every minute you spend together with the coach.  It also provides you with many exercises to support your progress.

By purchasing this program, you acknowledge that you have reviewed the terms and conditions and privacy policy for the website, accessed through the tab so marked on the website.

Confidentiality: 

This  relationship, as well as all information (written, oral or audio recordings) that the client shares with the coach as part of this relationship, is bound to confidentiality by the ICF Code of Ethics (www.coachfederation.org/ethics) but is not considered a legal confidential relationship (like in Medicine or Law).    

The coach agrees as follows:

• All information provided by the client to the coach during the course of the coaching relationship will be deemed “Confidential Information” and kept strictly confidential unless otherwise agreed. 
• The coach will not disclose any communications of any kind that have taken place either between the coach and the client or with regard to this Agreement without the prior consent of the client.

This confidentiality restriction also applies to testimonials, which the coach may use for promotional reasons only with the consent of the client.  The client may request anonymity in connection with any testimonials to be used.

Notwithstanding the foregoing, “Confidential Information” does not include information that is:

• previously known to the coach prior to discussions regarding this Agreement, free from any obligation to keep it confidential, or
  publicly disclosed by the client either prior to or subsequent to the receipt by the coach of such information, or
  independently developed by the coach without any access to Confidential Information, or
  lawfully obtained by the coach from a third party lawfully in possession of Confidential Information who is not bound by confidentiality obligations to the client.
  The coach may disclose Confidential Information if required to do so under applicable law, rule or court or administrative agency order; provided that the coach, where reasonably practicable and to the extent legally permissible, provides the client with prior notice of the required disclosure.  The coach will return, or at the client’s request, destroy, all copies of the Confidential Information in the coach’s possession or control upon termination of this Agreement.

Limited Liability:

THE CONTENT, MATERIALS AND SERVICES AVAILABLE THROUGH PILOT FISH PERSONAL & PROFESSIONAL DEVELOPMENT, LLC/ANN BABIARZ & ASSOCIATES, LLC, ITS AGENTS, OFFICERS, EMPLOYEES, CONTRACTORS, SUCCESSORS AND ASSIGNS ("COACH"), AND ITS WEBSITE ARE PROVIDED "AS IS."  COACH SPECIFICALLY DISCLAIMS WARRANTIES OF ANY KIND, INCLUDING EXPRESS OR IMPLIED, AND NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  COACH AND ITS WEBSITE DO NOT WARRANT THAT ANY CONTENT IS ACCURATE, RELIABLE, OR CORRECT, THAT ANY ERRORS WILL BE CORRECTED, OR THAT THE CONTENT IS FREE OF OTHER HARMFUL COMPONENTS SUCH AS VIRUSES.  USE OF THE WEBSITE IS SOLELY AT YOUR OWN RISK. 

COACH DOES NOT DISPENSE FINANCIAL, MEDICAL, LEGAL OR OTHER ADVICE, PRESCRIBE OR ENCOURAGE ANY PROCEDURES DIRECTLY OR INDIRECTLY AS A FORM OF TREATMENT FOR ANY PHYSICAL, EMOTIONAL OR MEDICAL CONCERNS, ILLNESS OR DISEASE, OR MAKE ANY RECOMMENDATIONS FOR LEGAL ACTION OR FINANCIAL INVESTMENT OF ANY KIND. YOU SHOULD CONSULT YOUR PERSONAL ATTORNEY, FINANCIAL ADVISOR, MEDICAL PROFESSIONAL OR OTHER COMPETENT PROFESSIONAL ADVISOR IF YOU HAVE SUCH CONCERNS.

IN NO EVENT WILL COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, REVENUE OR USE, INCURRED BY USER OR ANY THIRD PARTY, EVEN IF COACH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  COACH'S LIABILITY IN CONNECTION WITH THIS AGREEMENT WILL IN NO EVENT EXCEED ANY AND ALL AMOUNTS PAID BY CLIENT TO COACH DURING THE 13 MONTH PERIOD PRIOR TO A CLAIM BY CLIENT.

The call recordings and the information contained therein is confidential under the ICF Code of Ethics (www.coachfederation.org/ethics) but is not considered a legal confidential relationship (like in Medicine or Law).   

Early Termination

At any time, with or without cause, coach may terminate the coaching relationship and this agreement upon twenty-four (24) hour notice to client.

Conclusion

If you are ready to experience the results you desire in your life, register soon!